It’s not always about getting cheap car insurance

It’s not always about getting the cheap car insurance

Cheap car insurance shouldn’t be your first consideration when protecting your automobile. There are many things to consider when choosing your insurance agent. Especially when it involves auto insurance.

You will ofter see insurance commercials on television, print advertisements and internet thought taught cheap insurance rates. But is that correct?

Auto Insurance Rates

Most local insurance agents who sell car insurance represent the same leading national and regional insurance companies. Basically, they will end up offering the same rates.

It’s the insurance agent’s expertise that provides for a real conversation where the agent asks the right questions and helps you find possible discounts. A good agent will also recommend other coverage and riders that can provide needed benefits that may be valuable if you have a claim.

Know the South Carolina Minimum Automobile Insurance Requirements

Basic automobile insurance coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.

• $25,000 bodily injury per person
• $50,000 bodily injury per accident
• $25,000 property damage per accident
• Underinsured motorist coverage is not required.

Relationship, Service and a Helping Hand

Ask yourself these questions: Who will you rely on when you have a question, an accident or a claim? Will they provide you with the service you need and deserve? You may need a local and trusted agent on your side when you have a claim.

Local & Trusted Agency

A local agents understand you and speak your language. They are part of your community in Charleston SC and on your side. Think twice before calling a company with only a toll-free number or is a part of a large conglomerate.

You don’t just want cheapest car insurance.  You deserve a the lowest possible rates on auto insurance based on your driving record and history. And you also the right coverage based on your needs and budget.

Call Bridge Insurance today at (843) 974-5150 to learn how you can save on your auto insurance.