Renters protection for your belongings and more

Renters Insurance

Renters Insurance
Apartment Insurance - Charlotte SC

Renters Insurance can protect

Renters insurance coverage can help protect your personal property from fire damage, theft, and vandalism while also providing liability protection for your visitors and guests. Given the costs to replace electronics, jewelry, clothing and more. You are responsible for protecting your assets, even if you are not a homeowner.

Renters Insurance coverage is affordable and may ensure that your personal property is protected. Don’t make the mistake of thinking you are covered. As a renter, you need insurance for your belongings.

Renters insurance can provide needed protection

Renters coverage may provide needed protection for:

  • Personal Property Protection – Loss or damage of personal belongings
  • Liability Protection – Protection against judgments for covered events
  • Guest Medical Protection – Medical costs for visitors injured at a renter’s home
  • Reimbursed Living Expenses – Reimbursement for costs of temporary housing
  • Protects against theft.

SCDOI Guide to Understanding Renter’s Insurance

Renters Insurance - South Carolina
Renters Insurance

What does renters insurance cover?

If you rent an apartment or home, it’s a smart choice for you to protect you and your belongings. Renters Insurance may cover the following:

  • Furniture
  • Electronics
  • Jewelry *
  • Clothing
  • Damage from accidents
  • Temporary living expenses
  • Loss of Use
  • Your liability

Who is renters insurance for?

If you are leasing or renting your living space, you should consider a Renter Insurance policy. Some Landlords and property management companies. may require proof of coverage before you sign your lease or rental agreement.

  • Apartments
  • Condos
  • Town Homes
  • Single Family Homes
  • And more
Renters Insurance Questions

Renters Insurance Questions

Frequently Asked Questions

Your coverage depends on your needs, the amount of stuff you need to protect, and your budget. Taking an inventory of your belongings is a first step in determining how much coverage you need.

Renters Insurance is affordable and sometimes less than $1 a day. Your price depends on a number of factors including, location, type of residence, loss history, credit, and the coverage that your select.

Yes. Discounts may be available for Multiple Policies (Car, Motorcycle, etc),Pay In Full, Automatic Bill Payments, and Security of your property.

Renters Insurance typically does not cover water damage to the property you are renting, but may cover your personal belongings.

Explore other Property Insurance options

Discover all Property options to help protect you.