Get the right commercial auto insurance for your business

Commercial Auto Insurance

Commercial Auto Insurance - Charleston SC - Charlotte SC
Commercial Auto Insurance - Charleston SC

Commercial Auto Insurance to protect your vehicles

As a business owner, you may need Commercial Auto Insurance coverage for the car you use in your business — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

The type of commercial auto insurance policy needed for your business will depend on the types and uses of the vehicle you are using for business. Our insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and if employees will be driving their own personal cars for your business.

Many states require individuals to buy auto insurance to protect their cars. Auto insurance is mandated for good reasons – if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.

What’s covered by commercial auto insurance?

Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, vans, and specialized vehicles. This coverage extends to accidents, property damage, and injuries involving employees or third parties while on the job.

Vehicles used for work-related reasons by you and your employees require adequate insurance protection. Commercial automobile coverage offers:

  • Collision Coverage
  • Liability Coverage
  • Comprehensive Coverage
  • Uninsured/underinsured motorist coverage
  • Rental car coverage
  • Medical Payments
Commercial Automobile Insurance - South Carolina
Commercial Auto & Truck coverage - Charleston SC

Commercial Auto & Truck coverage tailored for you

The type of commercial auto insurance policy needed for your business will depend on the types and uses of the vehicle you are using for business.

  • Business Automobiles (Cars, Light Trucks, Vans and more)
  • Trucks (Dump Trucks, Tow Trucks, Trailers, Haulers)
  • Trailers (Pickup Utility Trailers, Large Dump Body Trailers)

We’re Commercial Auto Specialists

Our commercial insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and if employees will be driving their own personal cars for your business.

We’ll help find you the right commercial auto coverage that meets your business needs. Call us or request a quote online to learn more about your options and get a commercial auto insurance quote today.

Commercial Auto Specialists - South Carolina

Commercial Auto Insurance Questions

Frequently Asked Questions

You may need a commercial auto policy if your'e using a vehicle to transport goods, employees operate a business vehicle, and if the vehicle is registered to the business.

Several risk factors contribute to your premium, including your profession, coverage needs, vehicles, drivers, driving history and location.

Drivers with regular access to your commercial vehicle should be named on your policy. Additional drivers may be covered, but restrictions apply for anybody not listed on the policy.

Commercial Auto Insurance covers an entire business, but a personal auto policy generally covers one person or family driving their own car.

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