Get back on the road with SR-22 coverage

SR-22 Insurance

Get needed coverage with SR-22 Insurance

If you are required to have SR-22 in South Carolina, we can help. Shop the entire market for the best auto insurance to fit your needs.

We are specialists in SR-22 coverage. Our experienced agents help navigate the complicated insurance laws in South Carolina.
State laws require minimum levels of coverage to ensure that medical and repair bills don’t bankrupt you or anyone involved in an accident.

What is a SR-22 Certificate?

SR-22 is a certificate provided by your insurance company that verifies that you maintain a minimum amount of insurance coverage mandated by state law. It’s not insurance. It’s a document providing proof of insurance.

Reasons an SR-22 may be required:

DUI or DWI conviction
Reckless driving
Driving without insurance
Driving while license is suspended
Too many tickets or driving offenses

An SR-22 is required whether you own a vehicle or not.

For more information visit the SCDMV for Facts About Driving UnInsured

How to Obtain an SR-22 in South Carolina

To obtain an SR-22, you must go through an insurance agency and/or insurance company that is authorized to issue this document in South Carolina. After purchasing the necessary liability insurance, your insurer will file the SR-22 form with the South Carolina DMV on your behalf. It’s important to note that not all insurance providers offer SR-22 filing services, so you may need to shop around to find a suitable insurer. The cost of obtaining an SR-22 varies, but there is typically a nominal filing fee on top of your premium, which is likely to increase due to the high-risk nature of your driving history.

Maintaining Your SR-22 Status

Once your SR-22 is filed, you will need to maintain the insurance for a set period, usually three years, without any lapses in coverage. If your insurance policy is canceled or lapses during this period, your insurer is required to notify the DMV, which could result in the suspension of your driver’s license. It’s crucial to adhere to all traffic laws and maintain your insurance to prevent further complications. Understanding and managing your SR-22 insurance can be straightforward if you stay informed and comply with South Carolina’s driving laws and insurance requirements.