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Home Insurance

Home Insurance for Carolina Homeowners

Home insurance protects against disasters and unforeseen events. A standard insurance policy insures the structure and the property you care for. Homeowners insurance is purchased as a package insurance plan. Your loan or financial institution will require insurance coverage.

Home Insurance may provide coverage for many situations including:

Damage or replacement due to fire or natural disasters
Windstorm or hail
Water Damage (pipes, leaky roofs, floods)
Fire and smoke
Liability protection from suits due to injury to a guest in your home
Reimbursement for losses or repairs due to theft or vandalism

Start Saving on your Home Insurance

Home Insurance Discounts that can help you save:

Bundled (combined) Home and Car Insurance
Safety devices and Alarm Systems
New Purchase or New home construction
Loyalty discounts

Talk to one of our agents to see how you can save on your homeowners insurance.

Protect your Home with the right Homeowners Coverage

Homeowners protection from disasters and unforeseen events

Homeowners Insurance addresses damage to you and your home and liability concerns for injuries and property damage you or people in your household cause to visitors. Damage due to natural disasters may be covered, but there are exceptions. The most noteworthy would be damages brought on by floods and earthquakes. Individual coverages for flood & earthquake insurance may be added.

Whether you’re looking for home insurance in Charleston, or anywhere in South Carolina, we can help you find affordable coverage.

SCDOI Homeowner’s Insurance: What You Should Know